IRS Form 1095-C- An Overview

The IRS Form 1095-C, the Employer-Provided Health Insurance Offer and Coverage, is used by Applicable Large Employers (ALEs) to report the information on health coverage offered to the employees.

The employers having at least 50 full-time employees (including full-time equivalent employees) during the previous year are considered Applicable Large Employers for the current calendar year.

The IRS uses the information reported in Form 1095-C to determine:

  • Whether an ALE Member owes a payment under the employer shared responsibility provisions
    under section 4980H.
  • Whether the employee is eligible for a premium tax credit.

Deadline to File IRS Form

Form 1095-C Filing deadlines are,

Recipient Copy Deadline March 02
Paper Filing Deadline February 28
E-Filing Deadline March 31

Note: If the due date falls on Saturday, Sunday, or the federal holiday, the next business day becomes the deadline.

Information required to E-File Form 1095-C

The information required to e-file Form 1095-C is,

  • Basic information of the employees such as, Name, SSN, Address
  • Basic information of the employers such as Name, EIN, Address
  • Details about the employee offer of coverage
  • Information about the covered individuals

Click here to know more about the Form 1095-C Filing Instructions.

What are the Penalties for not Filing IRS Form 1095-C within the deadline ?

The penalty for failure to file and furnish the IRS Form 1095-C on or before the deadline is $280 per return, with the total penalty for a calendar year not exceeding $3,392,000.

Click here to know more about ACA Penalties.

Get Started with TaxBandits to File Form 1095-C Electronically

If you are looking for an ideal solution to file your Form 1095-C, TaxBandits can be the perfect choice you can make.

TaxBandits possesses extremely helpful features such as,

  • State Filing: Not only the IRS filing requirements, but TaxBandits also lets you meet the state filing requirements of your ACA forms.
  • Bulk Upload: TaxBandits provides you with bulk upload templates. You never have to worry about filing for multiple EINs or a large number of employees.
  • Postal Mailing: You can print and mail copies of Form 1095-C to the recipients.
  • Internal Audit Check: Intended to make your ACA forms error-free, our internal audit check system reviews your form before transmitting it to the federal and states.
  • Multi-User Access: With a single TaxBandits account, you can add more users to manage, review and edit your ACA forms.
  • US-Based Customer Support: Our dedicated customer support team is available to resolve your queries via live chat, phone, and email.

Steps to E-File Form 1095-C Online with TaxBandits

Here are the steps to e-file Form 1095-C:

  • Step 1: Create or login to your TaxBandits account
  • Step 2: Select Form 1095-C
  • Step 3: Enter the details of the ALE
  • Step 4: Enter the details of the employee
  • Step 5: Enter the required Form Information
  • Step 6: Transmit your Form to the IRS/State
  • Step 7: Deliver Recipient Copy (Online/Postal)

Ready to file Form 1095-C Accurately with our Software?

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Helpful Resources

Form 1095-C Instructions

Form 1095-C Instructions

Learn more

Form 1095-B Instructions

Form 1095-B Instructions

Learn more

ACA Reporting Requirements

ACA Reporting Requirements

Learn more

Contact Us

If you need any assistance to file 1095-C online, we're here to help! Please give us a call, reach us via live chat, or take advantage of our 24/7 email support.